Zip Pay Zip Money  After Pay
Account limit
Up to $1,000
Up to $2,000
Minimum purchase
No minimum
Interest free period
Always interest free
Always interest free
Set up fee
No set up fee
No set up fee
Minimum repayments
Your owing balance divided by 4
Payment frequency
Weekly, fortnightly and monthly
Only fortnightly
Account fee
A monthly account fee of $7.95, waived if you have no outstanding balance.
No account fee
Late fee
Learn more about Zip Pay late fees here
Learn more about Afterpay late fees here
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